Jaja, a fintech set up by three Norwegian entrepreneurs and run by the ex-managing director of Barclaycard in Western Europe, describes itself as a rival to digital challenger Tandem and says its first credit card will launch next month. It’s important to note that, akin to standard credit card applications, Jaja conducts a credit check during the application process. jaja bonus It’s crucial to be aware that a refusal could potentially have an impact on your credit score. In 2019, Jaja unveiled a strategic partnership with Bank of Ireland and took over its existing credit card portfolio. Consequently, all credit cards previously branded under Bank of Ireland, the AA, and the Post Office have seamlessly transitioned to the Jaja system.
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- Depending on your individual circumstances, you can obtain a credit limit ranging from £250 to £20,000.
- When applications resume, Jaja assures that the online application procedure will be swift, taking just a few minutes.
- There is no annual charge and no fees when using the card abroad, and you’ll be able to withdraw cash from an ATM without any charges.
- Download the Google Wallet app from the Google Play store, and choose to add your credit card as a payment method.
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- According to Forbes, Tandem had 100,000 customers as of last October, meaning Jaja has around 6 per cent as many customers as its rival one month away from launching its card.
Similar apps
- Jaja announced the launch of its Visa credit card last September and the waiting list to sign up alongside it, but said in November 2018 its roll-out would be slightly delayed.
- Additional notable features include an interest-free period of up to 56 days if you settle your bill promptly each month and an APR (Average Percentage Rate) of 18.9%.
- News and resources on payments systems, innovations and initiatives worldwide.
- For example, if your Travel Insurance policy costs £20.00, you will receive £2.00 back in Asda Pounds.
- NatWest’s Balance Transfer card offers 33 months interest-free on balance transfers, the longest deal around, with a fee of 2.9% when transferring debt.
- The process involves scanning your passport or driving license, with instant feedback on acceptance.
In 2024, Jaja became one of the first UK fintechs to launch a GenAI chat assistant, Airi, using Anthropic’s state-of-the-art Claude 3 model family. Initially predicted to reduce customer response times by 65%, the digital lender has now reduced customer response times by 90%, answering customer enquiries in just under fifteen seconds, versus the three minutes it took prior to launch. Airi is now resolving 50% of customer enquiries, allowing customer service agents more time to deal with the more complex enquiries. With this launch, the Jaja Finance rewards programme sets the stage for a more personalised and rewarding credit card experience. The offer is available to existing Asda Money Credit Card customers who purchase an Asda Money Travel Insurance policy using their Asda Money Credit Card after 23 January 2023.
Jaja Finance announces CEO transition
Adding a dash of surprise, Jaja doesn’t support card registration for Google Pay or Apple Pay — an unexpected drawback for a brand seemingly targeting a younger demographic. As Jaja’s enigma persists, potential users may find themselves questioning the current draw of this unconventional credit card option. When prompted, enter the details of your credit card either by typing them in or scanning your credit card with your android smartphone’s camera. If your application has been referred, you don’t need to do anything else.
Whether you’re making purchases or managing your finances, Jaja strives to provide a comprehensive and user-friendly credit card solution. The Asda Money Credit Card and Asda Money Select Credit Card are competitively priced from 25.9% and 34.9% representative APR respectively with no annual fee. The Asda Money Select Credit Card is available to Asda customers looking to improve their credit rating. It said it is currently running private testing with those at the top of its waiting list and plans to launch the full app and credit card next month. The company bills the product as mobile-first, explaining it allows customers to set up an account, secure credit and make a purchase before their plastic arrives.
Applying for Jaja
Depending on your individual circumstances, you can obtain a credit limit ranging from £250 to £20,000. This app not only allows you to oversee and control your card online but also provides real-time notifications for every transaction. Moreover, you can intelligently categorize your expenditures, making budgeting a more streamlined and efficient process.
Check your eligibility without affecting your credit score
Get Asda Pounds back on your spending, in Asda and everywhere else too. News and resources on payments systems, innovations and initiatives worldwide.
for 6 months on balance transfers
Established by a trio of Norwegian entrepreneurs, Jaja represents a credit card tailored for the digital age. While a physical card is part of the offering, the primary focus is on a swift online application process and the subsequent card management directly through the dedicated app. Jaja Finance Ltd is a fintech providing digitally led credit card products with a focus on simplicity, functionality, service and security.
We’ll contact you within 7 working days with an update on your application. If you’re an existing customer and you want to speak to someone about your Jaja Credit Card account, we’ve got the details you need. We have a variety of internal learning opportunities to support your development, including company-funded training to support your professional development, and department-specific career pathways to provide growth and advancement opportunities. We’ve got you covered with private health cover through Vitality, with some additional perks, discounts and rewards to keep you active. You can also take advantage of our Employee Assistance Programme, with 24/7 support for issues like bereavement and health worries, access the cycle to work scheme and benefit from paid sick leave if you need to take a break.
As a new financial product, a Jaja offers several enticing benefits to attract new users and compete with established financial institutions in the market. Asda Rewards is Asda’s loyalty program and provides customers with the chance to earn pounds, rather than points, each time they purchase certain products or complete a milestone mission. In return, we’re offering competitive salaries, discretionary annual bonuses and generous benefits alongside the opportunity to help us build our company. We’re growing – and we want to offer our people the chance to grow with us. And we’ve got big plans to drive real change in the UK credit market to meet the needs of our customers and our partners. So we’re building a diverse team of experts to drive forward our ambition, challenge the status quo, and change the world of consumer credit for the better.
